New Car Offers in Australia
Compare Australian new car deals, including cashback, drive-away specials and finance offers. Check model, state, term, availability and whether finance replaces cashback. Consult our Australia new car offers guide for drive-away price protections and commercial fuel card rules, or explore active promotions below.
How New Car Offers Work in Australia
New car promotions in Australia operate differently from many overseas markets, largely due to strong consumer protection regulations requiring transparent pricing. When automakers and dealership groups run promotional campaigns, they generally fall into three key categories:
1. Factory Cashback Programs
Factory cashback is a manufacturer-funded promotion where the automaker credits a fixed rebate (such as A$4,000) directly to qualifying retail buyers. In the current Australian market, brands like BYD are running nationwide cashback programs across plug-in hybrid and electric models like the SHARK 6, SEAL 6, and SEALION ranges. Unlike dealer discounts, factory cashback does not depend on local negotiation and is reimbursed by the corporate manufacturer.
2. Drive-Away Pricing
Under Australian Consumer Law, any single-price advertisement must represent the total drive-away cost for retail customers. A genuine drive-away deal includes the vehicle purchase price, statutory Goods and Services Tax (GST), Luxury Car Tax (LCT) if applicable, state or territory vehicle stamp duty, 12 months of vehicle registration, Compulsory Third Party (CTP) insurance, and dealer delivery charges.
3. Electric Vehicle Incentives & Novated Leases
While direct federal consumer purchase rebates have transitioned, eligible zero- and low-emission vehicles under the Luxury Car Tax threshold continue to benefit from the federal Electric Car Discount, which exempts qualifying novated leases from Fringe Benefits Tax (FBT). Several states also offer reduced stamp duty or registration discounts for battery electric vehicles (BEVs).
Frequently Answered Australian Offer Questions
Which BYD Sealion 7 variants qualify for the A$4,000 cashback?
In BYD Australia's official Q4 2026 campaign terms, both the single-motor BYD Sealion 7 Premium and the dual-motor all-wheel-drive BYD Sealion 7 Performance variants qualify for the factory A$4,000 cashback. The offer applies strictly to new retail customer orders placed between 1 October 2026 and 21 December 2026 that complete physical vehicle delivery by 31 December 2026. Fleet buyers, government tenders, and dealer demonstrator or service loan vehicles are strictly excluded.
What are the critical order and delivery cutoff deadlines for the campaign?
To receive the A$4,000 factory rebate, two strict cutoff dates must be satisfied:
- Order Cutoff: The vehicle order and retail purchase contract must be executed between 1 October 2026 and 21 December 2026.
- Delivery & Registration Cutoff: The customer must take physical delivery and complete state vehicle registration by 31 December 2026.
If vehicle handover slips into January 2027 due to factory shipping or logistics delays, the transaction ceases to be eligible for the campaign rebate. Buyers should verify physical dealer stock allocation and vehicle VINs before placing a deposit.
Which BYD models qualify for comparison-rate finance, and how do comparison-rate example assumptions differ from campaign terms?
Sourced BYD campaigns feature 0.99% p.a. promotional finance across select models (SEAL 6, SEALION 5, SEALION 6, SEALION 8, and SHARK 6) over a 36-month loan term with zero balloon payment on approved credit. Under the National Consumer Credit Protection Act, Australian lenders must publish a statutory Comparison Rate calculated on a standardized illustrative benchmark: a $30,000 loan over a 5-year term including standard loan establishment and ongoing monthly account fees. Because the promotional campaign operates over a shorter 36-month repayment period with direct factory interest subvention, actual total finance charges reflect the 36-month campaign schedule rather than the statutory 5-year benchmark. Note that dealer origination fees (which can be up to A$1,495 incl. GST), statutory loan establishment fees, and ongoing account fees may apply and alter the effective comparison rate.
Cashback vs. Subsidized Comparison-Rate Finance: How to Evaluate the Trade-Off
Because factory cashback cannot be combined with subsidized subvented dealer finance, evaluate the total cost difference between taking upfront cash versus borrowing at 0.99% p.a.:
Decision Formula:
Option A (A$4,000 Cashback): Net Amount Financed = Drive-Away Price - Deposit - A$4,000
Total Loan Outlay = Deposit + (Monthly Payment at Commercial Bank Rate × 36 Months)
Option B (0.99% p.a. Finance): Net Amount Financed = Drive-Away Price - Deposit
Total Loan Outlay = Deposit + (Monthly Payment at 0.99% p.a. × 36 Months)
| Scenario Parameter |
A$4,000 Cashback (Financed at 7.5% p.a.) |
0.99% p.a. Subsidized Finance (No Cashback) |
| Vehicle Drive-Away Price |
A$60,000 |
A$60,000 |
| Customer Upfront Deposit (10%) |
A$6,000 |
A$6,000 |
| Factory Cashback Applied |
A$4,000 |
A$0 (Forfeited) |
| Net Amount Financed |
A$50,000 |
A$54,000 |
| Financing Rate & Term |
7.50% p.a. (36 Months) |
0.99% p.a. (36 Months) |
| Estimated Monthly Repayment |
A$1,555.31 / mo |
A$1,522.98 / mo |
| Total Finance Interest Charges |
A$5,991.16 |
A$827.28 |
| Total Outlay (Deposit + Loan Payments) |
A$61,991.16 |
A$60,827.28 |
| Estimated Financial Difference |
0.99% p.a. finance saves approximately A$1,163.88 in total outlay over 36 months, whereas cash buyers or those financing small balances benefit more from taking the A$4,000 cashback upfront. |
Assumptions: A$60,000 drive-away price, 10% customer deposit (A$6,000), 36-month loan term, no balloon payment, constant repayments. Excludes dealer origination fees (up to A$1,495 incl. GST), monthly account keeping fees, and statutory registration transfer charges. Commercial credit and personal terms subject to lender underwriting criteria and binding quotation.
What to Verify Before Ordering in Australia
- Order vs. Delivery Cutoff Dates: Confirm whether the promotion requires placing an order or taking physical delivery by the campaign end date. Many factory offers require both.
- Eligibility Exclusions: Factory cashback programs typically exclude fleet purchases, government buyers, demonstrator vehicles, and service loan cars.
- State-Specific Stamp Duty: Stamp duty rates vary by state and territory (e.g., NSW, Victoria, Queensland). Ensure your written quote accurately reflects your garaging address.
- Single Promotion Rules: Most automakers specify that retail cashback cannot be combined with special subsidized fleet rates or employee discounts.
Relevant Car Buying Guides
Learn more about navigating Australian vehicle purchases in our editorial guides:
- Best New Car Offers in Australia: October 2026 Guide — Comprehensive review of BYD A$4,000 factory cashback, Toyota HiLux finance deposit bonuses, and Ford commercial fuel card campaigns.
- New Car Finance Deals & Offers Explained — Examining automotive finance contracts, novated leasing FBT exemptions, and dealer finance reserve.
- New Car Deals & Offers: How to Find Manufacturer Incentives in 2026 — Pillar guide to manufacturer subsidies, factory rebates, and national promotional events.
- What Is a Drive-Away Offer? On-the-Road Costs Explained — Understanding Australian Consumer Law single-price requirements, stamp duty, CTP insurance, and registration inclusions.
- Cashback vs. Discount: Which Saves You More Money? — How direct factory cashback differs from showroom discounting in cash and finance contracts.
- Can New Car Offers Be Combined? Stacking Rules — Rules governing factory cashback, commercial fleet allowances, and dealer accessory packs.
